Finance

Financial reform and Arizona together

Arizona has let any loan company in the state to end with licenses ending recently. The state is also letting payday stores move out when they close their doors. Currently, the financial reform bill is awaiting the president's signature. Most are concerned the bill, working with the Federal Reserve to regulate lending, will stop payday ...

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The reason banks want you to keep debit card overdraft coverage

Chances are good you have a debit card. If so, you've gotten your letter within the mail from you bank politely asking if you would like to continue enjoying its debit card overdraft coverage. Banks have been forced to ask you this because of new credit card rules, that make banks give you the option ...

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Low costs loans to businesses SBA is running out of

The Small business Administration has been charged with helping businesses weather the recession, and all of this money is running out. The 7(a) lending program provides loans to small companies around the country. The program, which was funded by the American Recovery and Reinvestment Act, is presently in a holding pattern, waiting for more money. Low ...

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High credit card debt continues even with personal finance savvy rising

Americans are more educated about credit than they were before the recession started up; however, their knowledge about personal finance isn't resulting in better decisions about credit and lending. A survey indicates that most Americans know the interest rates they are paying on their credit card and they know their credit rating. Even so, they ...

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Payday loan alternatives are not as cheap as advertised

Interest groups for the traditional banking regime would have you believe that there are many cheap paydayloans alternatives. While this does apply to those individuals who have the credit to have possibilities, those consumers with average to less-than-average credit may discover payday lender to be more accessible. You wouldn't know this if you believed mainstream ...

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